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Welcome
What is it?


Camino A Casa is a Terratino.com program that helps our clients succeed in their process to buy the house of their dreams. Our counseling method is personal (by phone, on-line or at the office) and it only takes 30 to 40 minutes to get all the needed information and start.

Our business counselors are prepared to make an instant data evaluation and suggest the best options and design a custom case program that minimize the risks, solve all problems and reduce stress.

We will get there together!


It’s smart to check your credit report. By law, you can get a free report once a year. Our Credit Monitoring service pulls data from the major credit-reporting agencies nation wide. Having the information in hand before you talk with a lender lets you dispute any errors in the reporting. Based on your credit report, you will score ranging from 350 to 850.

Let's hit the road!
Just because you can qualify for a larger mortgage doesn’t mean you want to have that kind of payment each month. Use the mortgage affordability calculator to help determine what you can afford. Now is also a good time to research your housing market with Terratino.com to give you a good sense of what your money will get you.

Let's start the dream!
It’s a good move to get pre-approved for a loan early in your home search. Terratino.com has an easy-to-use tool that lets you find a licensed lender in your area who can help you get pre-approved.

A home is waiting for you
This person will be your lifeline through the process. But now it’s a breeze to check reviews online. Go ahead, search at Terratino.com for specialized agents and meet with a few and ask some questions. Your agent is your chief advocate, confident and hand-holder in the process so you want to find a good fit.

Let's meet professionals
Let the serious shopping begin! By now you’ve talked things over with your agent and you both know what you really want and need in a home. Armed with this look at listings on Terratino.com and with your agent, who will come up with properties for you to tour. Chances are you’ll discover some new things to love or hate about homes and refine your search.

Let's search for houses
Once you’ve found a home you want your agent will work with you to craft an offer. Remember, the listing price is only a starting point. Your agent will understand the market and help guide you to make the most attractive offer, whether it’s below, at or above listing price. Are there any contingencies to your offer? Will you require an inspection? These are all things your agent will help you with.

Professional help?
If your offer called for a home inspection, this is a big day. Sure, you get to have a home inspector look over the home to make sure there are no unseen defects you want to negotiate to have fixed. But more importantly, this is the most time you’ll get to spend in your new home until closing. Go ahead and start measuring things and figuring out what goes where.

All is OK
Now’s the time to get an insurance agent because your lender will require homeowners insurance. Even if you don’t have a mortgage, insurance is a critical part of protecting your investment. You’ll also want to give utility companies your move-in date to establish service. There’s nothing like moving into a cold, dark house because you didn’t get an account with the power company! Visit TerratinoHomeServices.com for this step.

Let's secure the dream
This is the big day. You’ll sign read and sign papers and then read and sign some more. Even though you’re just sitting around a table, it can be exhausting. But it also means you’re nearing the finish line.

We'are almost there
It’s smart to check your credit report. By law, you can get a free report once a year. Our Credit Monitoring service pulls data from the major credit-reporting agencies nation wide. Having the information in hand before you talk with a lender lets you dispute any errors in the reporting. Based on your credit report, you will score ranging from 350 to 850.


Just because you can qualify for a larger mortgage doesn’t mean you want to have that kind of payment each month. Use the mortgage affordability calculator to help determine what you can afford. Now is also a good time to research your housing market with Terratino.com to give you a good sense of what your money will get you.


It’s a good move to get pre-approved for a loan early in your home search. Terratino.com has an easy-to-use tool that lets you find a licensed lender in your area who can help you get pre-approved.


This person will be your lifeline through the process. But now it’s a breeze to check reviews online. Go ahead, search at Terratino.com for specialized agents and meet with a few and ask some questions. Your agent is your chief advocate, confident and hand-holder in the process so you want to find a good fit.


Let the serious shopping begin! By now you’ve talked things over with your agent and you both know what you really want and need in a home. Armed with this look at listings on Terratino.com and with your agent, who will come up with properties for you to tour. Chances are you’ll discover some new things to love or hate about homes and refine your search.


Once you’ve found a home you want your agent will work with you to craft an offer. Remember, the listing price is only a starting point. Your agent will understand the market and help guide you to make the most attractive offer, whether it’s below, at or above listing price. Are there any contingencies to your offer? Will you require an inspection? These are all things your agent will help you with.


If your offer called for a home inspection, this is a big day. Sure, you get to have a home inspector look over the home to make sure there are no unseen defects you want to negotiate to have fixed. But more importantly, this is the most time you’ll get to spend in your new home until closing. Go ahead and start measuring things and figuring out what goes where.


Now’s the time to get an insurance agent because your lender will require homeowners insurance. Even if you don’t have a mortgage, insurance is a critical part of protecting your investment. You’ll also want to give utility companies your move-in date to establish service. There’s nothing like moving into a cold, dark house because you didn’t get an account with the power company! Visit TerratinoHomeServices.com for this step.


This is the big day. You’ll sign read and sign papers and then read and sign some more. Even though you’re just sitting around a table, it can be exhausting. But it also means you’re nearing the finish line.